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Manos Legal Services > Our Blog (Page 8)
18 July
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How to Treat Yourself This Summer on a Budget [Video]

Posted by flutter
in Bankruptcy

[ad_1] [youtube https://www.youtube.com/watch?v=9IzKaIU1kIQ?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270] Welcome back to the collaboration between Mint and Brewing Happiness. I’m Haley, the girl behind Brewing Happiness – a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody!  I’m here to give you tips on living a healthy, happy life on a budget.   If you’re lucky, summertime also means more free time and a more relaxed mentality. Weather you’re heading to the beach, laying by the pool, or just hanging in your backyard with friends – summer is the perfect time to chill out and treat yourself. However more playtime usually...

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14 July
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Home Ownership vs Renting As A Minimalist Lifestyle Decision [Video]

Posted by flutter
in Bankruptcy

[ad_1] [youtube https://www.youtube.com/watch?v=phV1SV1Pc-Y?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270] When it comes to buying a home or renting, there are many things to consider. While there are tons of resources on the financial implications of both options, I’d like to share my thoughts on buying versus renting from an intentional living and minimalist perspective. The decision to buy or rent is just as much a lifestyle decision as it is a financial one. Longevity and Flexibility It’s important to consider how long you’re planning to be in a certain area and how much location flexibility you need when you’re making the decision to buy or rent. When renting, the...

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10 July
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How to Master Your Credit Utilization Like A Pro

Posted by flutter
in Bankruptcy

[ad_1] We all know the importance of having a good  credit score. It’s more than just a number – it’s a representation of how reliable of a borrower you are, and how well (or poorly) you manage your debt. And just like your SAT scores back in high school, it can spark judgment. While most people know that having a good or excellent credit score (which ranges from 720 to 780 and 781 – 850, respectively) is important to your financial health and that it can determine how prospective lenders and landlords use your score as a make-or-break sign of whether...

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06 July
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8 Money Savings Tips to Pack Your Suitcase Like a Pro [Video]

Posted by flutter
in Bankruptcy

[ad_1] [youtube https://www.youtube.com/watch?v=SO5jDuBGZUQ?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270] If you’re trying to save money on travel every single dollar counts, right? You can hone your flight finding abilities or plan an entire trip around an inexpensive country. But one of the best, and often times most overlooked, ways to save money on the road is by packing wisely and carefully choosing your travel gear. That’s right, the right travel gear can help you see the world for less. Follow my helpful packing tips and make sure your bag includes the following items to save money on airline-bag fees, laundry-service charges, and other expenses. #1 Don’t Buy Cheap Luggage It may...

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02 July
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We Earn $200,000 and Can’t Save. Help!

Posted by flutter
in Bankruptcy

[ad_1] Mia, 35 and her husband Luke, 36, earn a combined $200,000 per year. But after paying their mortgage and rental property loan, as well as car and student loans, child care, and other living expenses, the Los Angeles couple has a difficult time socking away money in savings. They do have about $10,000 in a rainy day account, which could cover their expenses for about one month. But adding to the account has been proving difficult. Luke feels confident that if they ever run into a serious financial bind, they could always take advantage of their low-interest home equity line of...

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28 June
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Mint Feature Highlight: New Credit Utilization View

Posted by flutter
in Bankruptcy

[ad_1] Hi Minters! Kyle here from Mint’s product team. I wanted to share with you one of our newest feature updates that we hope you have already discovered. One of the biggest impacts to your credit score is your credit utilization ratio. That sounds really intimidating, but it’s actually a simple calculation of the total amount you use on your credit cards (your balance) divided by your credit limit. Knowing where you stand is a key factor in making good spending decisions. That’s why we wanted to make it really simple for you to go in and see how you’re doing with each...

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24 June
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How to Make Use of Abundant Seasonal Produce [Video]

Posted by flutter
in Bankruptcy

[ad_1] [youtube https://www.youtube.com/watch?v=6lxwtJFT5D4?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270] Welcome back to the collaboration between Mint and Brewing Happiness. I’m Haley, the girl behind Brewing Happiness – a blog about celebrating the small healthy choices we make in our lives, complete with recipes for everybody!  I’m here to give you tips on living a healthy, happy life on a budget. Summer is in full swing and ripe with fresh produce! This is my favorite time of year to shop seasonally, because there is an abundance of fruits and vegetables in season all at very low costs. Walk into any grocery store and there are likely to be sales...

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20 June
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WTFinance: What is a Credit Score? [Video]

Posted by flutter
in Bankruptcy

[ad_1] [youtube https://www.youtube.com/watch?v=ucI4pOcbVYM?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270] Thinking about buying a house? That new car you’ve be dreaming about? Opening that coffee shop/bookstore/record store that maybe also sells sandwiches? Having big dreams may also require good credit. To keep your eye on the prize, you need to keep an eye on your credit score, and we’re here to help. Why your credit score matters For starters, your credit score is the number that alerts bankers and lenders of how reliable you are when it comes to repaying debt. This score is calculated from things like if you pay your credit card on time, your credit card utilization...

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16 June
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How to Travel Like a Minimalist and Save Money [Video]

Posted by flutter
in Bankruptcy

[ad_1] [youtube https://www.youtube.com/watch?v=dXlyc1epqkA?enablejsapi=1&autoplay=0&cc_load_policy=0&iv_load_policy=1&loop=0&modestbranding=0&rel=1&showinfo=1&theme=dark&color=red&autohide=2&controls=2&playsinline=1&&w=480&h=270] If you want to travel more, it doesn’t have to be more expensive. There are many ways to travel like a minimalist— travel lighter while saving money for future traveling. Here are my six recommendation for traveling like a minimalist. # 1 Sign up for travel deal alerts There are many airfare deal websites where you can subscribe for updates on the latest deals. This is a way to be in the know about cheap flights on certain dates and take advantage of them. Since one of the biggest costs of traveling is usually airfare, this is a way to...

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12 June
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College Grads: Stepping-Stones to Starting Your Own Business

Posted by flutter
in Bankruptcy

[ad_1] If you’re a recent college grad, you may aspire to turn your dream business into a reality. In fact, a survey conducted by the University of Phoenix reveals that 63 percent of people in their 20s were either entrepreneurs—or would like to be one someday. While that may come as no surprise, getting a venture up and running isn’t easy. As you know, it requires a ton of work, grit and resources. But no need to feel intimidated or overwhelmed. There are ways you can gradually build your own business that don’t necessarily require a lot of funds and time.   For...

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