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Manos Legal Services > Our Blog (Page 4)
26 December
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Can Gratitude Fix Your Relationship With Money?

Posted by flutter
in Bankruptcy

[ad_1] When you’re trying to get your financial house in order, it’s easy to get lost in the specifics. You might stress about how to adjust your budget, where to find some extra cash for the holidays or what funds to choose for your portfolio. But sometimes, making the right financial choices will only take you so far.  Many of us have deeper issues with money – issues that can’t be resolved with spreadsheets or budgeting apps. As much as we might like to think that our financial choices stem from cold logic, they’re more likely to come from emotion. It’s...

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22 December
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Saving for College? Here’s What You Need to Know

Posted by flutter
in Bankruptcy

[ad_1] The average student loan debt is currently $37,172, racking up over $1 trillion in student debt nationally — and this number is only expected to grow. As a parent, this may spark some worry about your child’s financial future. You want them to establish good money management habits like building credit and avoiding debt, but with so many financial hurdles, the prospect may seem insurmountable. The good news is that with some proper education and planning, you can start saving for college and set your child up for a quality education that won’t break the bank. Here’s how. Anticipate Your Savings...

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18 December
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How to Reassess Your Spending Plan in 7 Steps

Posted by flutter
in Bankruptcy

[ad_1] Just like how your needs and preferences change, so do your spending and saving patterns. In turn, budgets are living, breathing things. With that in mind, the end of year is the perfect time to take a deeper look at your money situation and make changes to your spending plan. After all, how can you get to your destination without an up-to-date roadmap? Here are steps to take to review your spending plan, and make tweaks accordingly: 1. Account for Changes in Living Expenses If you’re feeling a bit of a squeeze with your budget, there are greater forces at large. It...

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14 December
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Top Tips to Save on Big Purchases

Posted by flutter
in Bankruptcy

[ad_1] Living an ultra-frugal lifestyle can get exhausting. It feels good to save money, but some people take it to extremes that border on compulsive. When you find yourself scouring the internet to find a coupon for 10% off a tube of toothpaste, it’s probably time to reevaluate your priorities. But there are times when extreme frugality actually pays off, such as when shopping for a large purchase. The 10% coupon that seemed so silly to use on toothpaste could be worth hundreds if used on a couch from West Elm. Getting as little as 3% cash back on a new...

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10 December
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How to Keep Your Home Safe From a Major Snowstorm

Posted by flutter
in Bankruptcy

[ad_1] The holiday season is upon us, and if you’re like most, you may be tempted to deck your halls with all the trappings of the season. But before you do, it’s worth remembering that the holidays have the potential to bring some not-so-merry tidings. Between the numerous parties, the abundant cooking, the entertaining and the traveling, your home faces more hazards during the holiday season than you may think.   Here are six ways you can protect your home, family and finances during the most wonderful time of the year.   Tend to Your Tree   The centerpiece of your holiday décor —...

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06 December
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Newly Unemployed? How to Get Your Money Situation in Order

Posted by flutter
in Bankruptcy

[ad_1] Staying on top of your finances when you have a steady paycheck is one thing, but if you’re in between jobs, that’s an entirely different story. It may be far too easy to bury your head in the sand, and momentarily escape from your sorrows by stress-eating sweets. When I was unexpectedly let go from a contract job a few years ago, for the first time in my adult life I was without a full-time job. It’s easy to feel like you’re life is spinning out of control, and to let your finances go on the fritz. However, there are...

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01 December
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Everything You Need to Know About Opening a Savings Account

Posted by flutter
in Bankruptcy

[ad_1] A savings account is a secure place to store your money that earns a small percentage of interest annually while your funds grow towards your long-term financial goals. Everyone’s savings needs are different. Whether you’re saving for a plane ticket or house down payment, or need easy access versus wanting to stow cash away untouched, it’s important that you do a little research to find a savings account that’s right for you. Benefits of a Savings Account If you’re going to start diligently portioning part of your income to savings every month, you should consider  finding a savings account that maximizes...

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27 November
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How to Prep Your Car for Winter Weather

Posted by flutter
in Bankruptcy

[ad_1] One moment you’re all T-shirt and sunglasses. The next, you’re Googling snow-scraping hacks for your windshield. (Hint: don’t use boiling water — that could cause it to crack.) Now’s a good time to prep your car for winter weather, especially if you live in a snow-prone area. This will ensure it continues to run safely and survive seasonal mayhem. Here are six ways to ready your ride this winter. 1. Top Off Your Fluids First things first: park your car on a level surface and wait till the engine’s cool. Then, start with the oil. Remove the dipstick, wipe it clean with...

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23 November
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How to Host a Money Stress Free Thanksgiving

Posted by flutter
in Bankruptcy

[ad_1] From the Mint team: Mint may be compensated by some of the links that appear in this article. Our partners do not endorse, review or approve the content. Any links to Mint Partners were added after the creation of the posting.  Mint Partners had no influence on the creation, direction or focus of this article unless otherwise specifically stated. Thanksgiving is the start of the holiday season. It’s the countdown to Christmas, the first real family gathering since Easter or Fourth of July. For some people, it’s the only time they see their families. For many of us, it’s a...

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19 November
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What the Finance is a Debt Repayment Plan

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in Bankruptcy

[ad_1] Is your debt stressing you out? If so, we promise you’re not alone. Especially if you are financing a home. According to the Center for Microeconomic Data, mortgage balances—the largest component of household debt—rose by $60 billion during the second quarter of 2018. If you’re committed to getting out of debt, we’ve got you covered on how to set up a debt repayment plan to make sure you stay on track and reach debt freedom as soon as you can. Here are five simple steps on how to jump-start your debt repayment journey: #1 Asses The Amount of Debt You Owe Of course,...

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